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Credit cards are a necessity these days. Your options will be limited if you do not have one. Buying stuff from eBay, Amazon, Newegg and other major online stores will be less convenient without credit cards. Sure, you can use Paypal and other payment systems but credit cards are still the most commonly accepted method of payment. The other payment systems are just a nice addition. There are still plenty of sites that only accept credit cards.
However, there is also the issue of security to think about. Payments made using credit cards must be made through a secure connection only. There are people out there who are after other’s credit card information. People must also never send their credit card information through email. If they do, their credit card information might be extracted because emails are sent as plain text. (Unless they have been encrypted)
Luckily, aside from better security protocols, banks are also issuing special credit cards which are designed particularly for online purchases. Compared with regular credit cards, these special online credit cards are better in many ways. You can adjust your credit limit easily so that you can fund it only when needed. If in case a cracker gets a hold of your credit card information, she won’t be able to use it as the balance will be empty.
Technology made our lives more convenient. But it’s a double-edged blade. We also need to be vigilant while enjoying our newfound privilege.

